Loan Factory
Real Estate Investor Funding

Scale Your Portfolio with DSCR Loans.

Fast, reliable capital for Real Estate Investors and Landlords. Qualify based purely on property cash flow. No tax returns needed.

DSCR Cash Flow Loans

No W-2s or DTI calculations. Just property revenue.

Fix & Flip Lines of Credit

Access short-term capital to acquire and rehab properties.

Portfolio Loans

Blanket loans to fund multiple investment properties at once.

LOAN FACTORY $1000 BEST PRICE GUARANTEE
If we can't beat it, we'll pay you. *Terms & Conditions apply. Not available in Washington.

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Select your goal below to see tailored options.

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Dedicated to Your Success

As a retired US Army veteran, I bring the same dedication, discipline, and commitment to excellence to every single mortgage client.

246+ Lenders

We shop the nation's top lenders to find you the absolute best rates and terms for your specific scenario.

Loan Factory $1000 Guarantee

Our pricing is unbeatable. If we can't beat a competitor's valid Loan Estimate, we'll pay you $1,000. *Terms & Conditions apply. Not available in Washington.

Veteran Values

Honesty, integrity, and crystal-clear communication throughout the entire lending process.

Estimate Your Monthly Payment

Use this calculator to estimate your payment, including taxes, insurance, HOA, and mortgage insurance. Then request a personalized quote based on your goals and today's market conditions.

Loan Details

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Taxes, Insurance & Fees

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Estimated Monthly Payment

$2,673
Principal & Interest$2,023
Property Tax$400
Homeowners Insurance$100
Mortgage Insurance$150

This calculator provides estimates only and is not a loan approval or commitment to lend. Actual terms may vary.

Want a Custom Mortgage Quote Based on Today's Market?

Rates and costs can vary based on credit, loan type, and property details. Enter your information to get a real-world, personalized estimate.